WealthTalk

The Pension Wake-Up Call No One Gave You!

If you are a woman of colour living through the pressure of rising costs, shrinking disposable income and the relentless complexity of financial systems, there is a very real possibility your pension strategy is silently eroding your future.

This is not an abstract fear. The structural realities of retirement income affect women around the world and the evidence shows that across diverse regions, from Europe and North America to South Asia and the Caribbean, women are receiving significantly less in retirement than men, often through no fault of their own.

Well-Cared Money, Well-Constructed Freedom

When we say “well-cared money is well-constructed freedom,” we are really naming a deeper truth. Money left unattended does not just disappear, it erodes into lost opportunity, lost security and in many cases, lost generations of potential.

Studies show that in the UK, Black African households have on average ten times less net wealth than White British households, according to the Runnymede Trust. In the US, Brookings notes the median wealth for white households is $285,000 compared to just $44,890 for Black households.

These numbers are not accidents, they are the consequence of history, policy and habits of care. Yet, every act of financial stewardship, budgeting, investing, protecting, becomes an act of resistance and reconstruction. What this means is that money is not neutral. In communities of colour, every financial decision carries double weight.

Transforming Your Financial Future.

Essential Lessons from EVOLVE: Women & Wealth.

During our EVOLVE: Women & Wealth webinar, Dr. Carlton Brown shared invaluable wisdom on building wealth, overcoming barriers and creating a legacy of success. Here are the top takeaways that will help you build financial resilience and navigate the challenges faced by Black women entrepreneurs:

1. Overcoming the Barrier of Assets. Only 26% of the community own property, which is a significant economic challenge. Building assets through homeownership, investments, and businesses is key to unlocking long-term financial security.